The Payment Card Industry’s (PCI) Security Standards Council released the MPoC Standard in November of 2022, building on the existing SPoC and CPoC standards and providing increased flexibility for payment acceptance by specifying an architecture, product constructs, and a security framework to be used to develop, deploy, use, and maintain COTS-based devices to accept contactless payments. It does so by including the entry of both PIN and contactless cardholder data on the same COTS device and by recognizing that there are different ways in which card-based payments may be accepted securely using these standard devices.
Significant acceptance growth is anticipated across:
Standard industry segments that utilize SoftPOS solutions today, such as retail and hospitality, but are quickly adopting new use cases, such as queue busting and personalized acceptance anywhere within a retail location with a COTS mobile device.
New industry verticals, such as airlines and transit, with new use cases that address the offline or semi-offline nature of these operations, compounded with the need, in the case of transit, to process acceptance in near-real-time.
Other industry verticals, including distribution companies, to be able to leverage semi-attended solutions through new use cases.
Potentially allowing for consumers to tap their own device as another, viable use case.
For example, specific to the transit use case, fare collection systems have very stringent, time-sensitive requirements. By combining the solution with the latest Offline Data Authentication (ODA) specification, authentication of the card and the card issuer using cryptography provided in the contactless card chips and readers can be validated, meeting the 500ms target and mitigating risks from counterfeit cards.
As a modular standard that promotes flexibility for payment solution development, additional functionality can easily be integrated and brings together mobile application development and payment acceptance. The new standard will continue to support different integration formats and hosting solutions. Likewise, we continue to build a robust product roadmap, as evidenced above, allowing Yazara to provide customized offerings aligned with the go-to-market strategies of our clients and prospects and superior customer experiences in the process.
We’re here to help you get started. Contact us and learn more about how we can work together. We will continue sharing with you the latest updates from Yazara. Stay tuned!
Yazara is now part of Global Payments Inc., opening new avenues for growth and innovation. As a result, Yazara will expand its SoftPOS solutions into new markets and serve a broader range of merchants. Leveraging Global Payments’ vast network of over 5 million merchants across 100+ countries, our advanced contactless payment technology will be more accessible than ever.
Discover Yazara’s PCI MPoC solutions, offering modular flexibility and streamlined integration for software, solution, and service providers. Our certified MPoC Software and SDK empower secure, efficient payment solutions, ensuring compliance and enhancing merchant applications.
Explore the significance of the MPoC Certification for Yazara, the evolving payment landscape, and the benefits for merchants of all sizes. Learn more!
Yazara, a global SoftPOS technology leader, is now a certified Mobile Payments on COTS (MPoC) vendor by PCI SSC. Learn more about Yazara’s innovations!
As we aim to understand the impact of the Mobile Payments on COTS (MPoC) Standard and Online/Offline PIN on the Yazara SoftPOS technology, we asked our partner Mastercard to give us their perspective.
For customers and merchants alike, one of the biggest, perceived challenges for SoftPOS usage and widespread adoption continues to be the notion of transaction security.
Yazara provides acquiring banks, service providers and payment facilitators the most user-friendly and intuitive software with the widest range of fully certified SoftPOS architectures and PIN-enabled solution types in the market.
Our team is constantly working to improve Yazara’s solution. Based on market and customer feedback, we have recently completed development efforts on a new UI with the following value-added features.
In January we attended the NRF trade show in New York City. We had many visitors in our stand located in the Startup Zone.
On November 16, 2022, the heavily anticipated Mobile Payments on Commercial Off-The-Shelf (MPoC) standard was released by the PCI Security Standards Council, building on their SPoC and CPoC standards.
We’re here to help!
